If I were you I would gladly loan to me A dollar or two So I could eat yeah and maybe Get just one good night of sleep But I'm not And I'm stranded like a castaway in this town And you seem so unwilling to help a fellow When hes down If I were you That's what I would do If I were you I wouldn't be out on these streets The whole night through Yeah I'd have a job And a pretty wife that I could come home to But I don't And I have twenty cents left to my name And you're the only one left here That I have to blame If I were you That's what I'd do But sir its not my way To take from you The things I haven't earned Wish I could go back and heed The lessons I have learned But I Can't So you gladly put your money In this sack Yes sir this thing is loaded And I have the hammer back If I were you That's what I'd do If I were you That's what I'd do