Now it's come to talking I don't have much to say, 
It wouldn't come out right, and so I'll leave it out, oh it's best that way 
And I want to get out now cos I need just a couple of drinks. 
Can you lend me a little money till I draw my pay? 

And I'm leaving like a thief in the night. 
But I will try to write to you, or maybe phone 
And I'll send you back the money, 
But not the love you lent 
I could never pay no interest on that loan 

You really give me comfort I couldn't take more tenderness 
My credit's overdrawn and I just slide deeper in your debt 
And I want to get out now cos I need just a couple of drinks. 
Can you lend me a little money till pay day next? 

Chorus 

Why don't you get some rest now you ought to get an early night. 
I've got a key so you can lock the door and it'll be all right. 
I'll just take my winter coat, it looks like it might rain. 
Can you lend me a little money just for the night? 

Chorus